Zero Effort Side Hustle

Full disclosure before you start reading this post, this isn’t some post about how to make an incredible amount of money for doing nothing. Making money takes work. It takes time. But there are a few ways that you can earn a little extra money doing things that require no effort at all. That’s right, the Zero Effort Side Hustle.

Now I don’t want to mislead you, these “side hustles” aren’t going to change your life, if you want to see some side hustles that can change your life, check out our free eBook. But I can tell you that these ideas will bring in a few extra dollars every month without changing your daily routine. So in ways, this still is a side hustle, right? 

The following apps are ones that I use nearly every day and they help monetize certain activities that you are already doing on a daily basis. Pretty cool, right? You can earn money or gift cards to your favorite stores. Which can then be used on the apps… to then make more money… what?

Anyways, let’s get into the zero effort side hustle


Fetch is an app that gives you money for your grocery store purchases. All you need to do is scan your receipt and you will earn points which can be turned into gift cards! 

Especially during these times with COVID, you are more than likely spending more money on grocery store purchases.

fetch rewards are a perfect way to earn money without any additional effort. earn money for your purchases at qualifying stores.

You earn points by buying certain items such as snacks, cereals, drinks (including alcohol) and household items such as soap and shampoo. 

Get started with 2,000 free points ($2 in rewards) using this link.


Seated is a food app that gives rewards for eating at your favorite restaurants. 

All you need to do is go to the app, make your reservation at the restaurant, and submit your receipt when done! It’s that easy. Some restaurants offer rewards up to 30% of your purchase.

Turning 30% of your fancy dinner into money? I’ll take that deal any day. 

seated app is a great side hustle for restaurant lovers
Earn rewards such as a $15 Amazon gift card from eating out at your favorite restaurants

With restaurants opening around the country, this is the perfect time to download! In the meantime, don’t worry. You can also do take out through the app and earn rewards that way as well. 

Get $20 off of your next order when you sign up using this link.

So now we have covered your food, how about your every day purchases for your home or for pleasure? You can get rewards for those too!


MyPoints is an app that gives rewards for shopping at stores like Target, Apple, Home Depot and more.

The app also lets you take 5-10 minute surveys to earn points for future purchases.

mypoints is the perfect zero effort side hustle

Right now they’re giving a $10 Amazon Gift card just for signing up!

As you all know, this is a finance blog. I’d be crazy if I didn’t talk to you about investing. 


I am a huge believer that everyone should be in the market. If you aren’t, it’s time to start because the long-term benefits for starting early is monumental

Robinhood is the perfect app for a beginner in the market, plus you get a free stock for signing up through this link.


When it comes down to it, you’re going to spend money at these places anyways. Might as well profit off of them and get some free gift cards!

Happy rewards!

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